Blog

After the storm advice

With the severe weather over the last few days our first thought is that we’re grateful that, as far as we know, our family, friends and clients avoided any personal injuries or damage to property.

While there are still high winds today, we want to publish some basic advice in the form of steps to take […]

Thanksgiving: Be Thankful and Be Safe (NFPA Safety Tips)

 
Thanksgiving by the numbers

Thanksgiving is the peak day for home cooking fires, followed by Christmas Day and Christmas Eve.
 In 2014, nearly four times as many home cooking fires occur on Thanksgiving as on a typical day.
 In 2014, U.S. fire departments responded to an estimated 1,730 home cooking fires on Thanksgiving, the peak day […]

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LIFE INSURANCE

It’s Black and White – Everyone Needs It!

Regardless of where you’re at in your life cycle, and no one knows for sure, life insurance should be an important part of your financial plan for your family, your business partner(s), your employees and others that you love or that rely on you for financial security and […]

5 Powerful Reasons to Update Your Website

One of the biggest mistakes you can make when it comes to your online presence is failing to keep your website updated. There are many reasons why business owners do not keep their website up-to-date. For most the whole process is time consuming and confusing.

Here are 5 powerful reasons why updating your website is critical.

1. […]

Introducing our Mobile App

In today’s market, offering mobile amenities is a must. That’s why we decided to create a free mobile app for our agency. Our app provides an extra level of service allowing our clients to always feel connected and have their policy information on hand.

The app has six sections that help with everything from […]

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Business Spotlight: Quick Response Force, LLC

Quick Response Force, LLC is a licensed general contractor specializing in insurance restoration. We are located in Canton, Georgia and service 20 counties throughout North Georgia and the Metro Area. Our services include, but are not limited to: fire, water, mold, biohazard, and storm damage cleanup, as well as reconstruction, roofing, and remodeling. Our crew […]

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Roof Coverage Part II: Reporting & Responsibility

When it comes to roof claims in today’s market, carriers are now looking very closely at the ‘date of loss’. The date of loss is obviously when the damage occurred to the property. The issue that we now see occurring is the ‘date of loss’ not being in range of the policy term(s) if you […]

Roof Coverage: Replacement Cost vs. Actual Cash Value

Your roof is just as important as the structure and contents it is protecting. Do you know if your current insurance policy will cover your roof on a replacement cost basis if you suffered a loss? In recent years’ insurance carriers have implemented stricter guidelines on their roof coverage within your homeowners’ policy.

There are two […]

Replacement cost vs. Market Value

What would it take to rebuild your home if you suffered a total loss? Would you have enough coverage in place to rebuild the structure to the style & quality before the loss? People often express that the dwelling limit on their insurance policy is too high but there is a common misconception on dwelling […]

Employment Practices Liability Insurance

Has your insurance agent reviewed Employment Practices Liability Insurance (EPLI) coverage with you?

If you own and operate a business and you have employees, you need EPLI coverage. This coverage will protect you from employment related claims resulting from alleged or actual acts including:

Discrimination
Sexual harassment
Retaliation
Wrongful termination
Failure to promote
Wrongful discipline
Violation of FMLA

Not only will this coverage […]

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