For more information on how Mountain Lakes Insurance can help you with estate planning and more, visit our expanded financial services page featuring our partnership with Southern Financial Consultants, Inc.
Life, Annuities, Disability and Long Term Care Insurance are products designed to protect the quality of life for individuals in both personal and business concerns. Life insurance is used to provide financial security for loved ones in case of the death of the insured. Life insurance is used to pay for final expenses of the deceased, pay off debt and provide funding for the future financial needs of survivors. In business, life insurance is also used as a means to fund business buy/sell and other business continuation agreements.
Annuities are life insurance products, generally used for retirement that pay periodic income to an individual with options for tax deferment, death benefits and guaranteed rate of returns.
Disability Insurance provides income to an individual when the individual is unable to work due to illness or injury. Many foreclosures and bankruptcies are caused by individual disability.
Long Term Care Insurance provides medical and non-medical care to people who have chronic illness or disability. Long term care insurance helps protect the quality of life for the insured while relieving the emotional and financial burden of potentially catastrophic costs to the insured and loved ones.
Life Insurance needs vary and we can help you determine what is best for your personal situation:
- Term Life Insurance
- Universal Life Insurance
- Whole Life Insurance
- Mortgage Protection Insurance
- Funding Buy / Sell Agreements Insurance
- ‘Key Man’ Coverage for Your Business Insurance
- Annuities – Fixed and Indexed
- Real Life Story: Boomer Esiason
- 10 Questions for Boomer Esiason
- Life Insurance Needs Calculator
- Life Insurance 101 Video
- Real Life Story: Connie Hobson