It’s March already! March is the month many associate with St. Patrick’s Day and all things Irish, including luck. defines luck as: “… operating by chance to bring good or ill to a person.” Luck doesn’t seem to have any middle ground, it’s either Good or Bad. In many cases, luck gets the credit or blame for our good or bad decisions. Bad luck usually turns out to be a decision made by someone without considering the consequences. Unfortunately, bad decisions can have lasting, unintended consequences. Have you ever heard the saying, “if they didn’t have bad luck they wouldn’t have any luck at all?” The reality is that consistent bad decisions lead to a series of continuing bad results too easily blamed on bad luck. Luck seems to take the rap for a lack of personal responsibility. Poor Luck! Just not lucky I guess.

So what’s the correlation between luck and drinking or texting while driving? Simple! If you have been guilty of drinking or texting while driving and have not yet had a life-altering event such as an accident, serious injury to yourself or others (death), license suspension, jail, significant fines, etc. You’ve been LUCKY! You’ve experienced ‘Good luck’ but ‘Bad Luck’ is closing in. Maybe the next time or the time after that, but Bad Luck is waiting to ruin your life and maybe the life of someone else.

Why write about drinking and texting while driving together? First, they’re both against the law! Second, they’re both major causes of injury, death, and life-ruining events. Texting and driving is equivalent to driving the length of a football field at 55 mph… WHILE BLINDFOLDED. Maybe worse than drinking and driving. Sadly, teen drivers and young adults are the most affected. Set family texting rules and ask your phone service provider about Safe Texting apps. Also, check out and search ‘Distracted Driving’ for more information.

Distracted Driving, including Texting and Driving are considered major violations by many insurance companies. With that, you can expect policy cancellations and much higher rates, all because you could not


Jeff Nevison is the co-owner/managing agent of Mountain Lakes Insurance. 770-926-9444,