Buying a home is one of the biggest milestones in a person's life. With such a big investment, it is vital to ensure that your home is covered in the case of an incident.
There is no one-size-fits-all policy when it comes to homeowners or renters' insurance. It is important to talk with your insurance provider and determine which home insurance policies you're not utilizing that you should be, or if you're paying for a policy that you may not need.
One valuable piece of information that many people don't realize is that in the State of Georgia it is legal for insurance companies to look at your credit score and use it as a factor to determine your monthly home insurance premium. If you have a low credit score, your insurer may see you as high risk and will charge you a higher monthly premium for the same insurance plan as someone with a higher credit score.
Although your homeowner's insurance is meant for converging damages to your home, filing a claim every time something small happens to your home, you may be doing more damage than good. Filing too many insurance claims can flag to your insurance provider that you may be a risk, and they will increase your monthly premiums.
Installing small things in your home such as a security system or a carbon monoxide detector can help keep your family, pets, guests, and home safe, but they can also lower your monthly insurance premiums.
Our agents are here to help you find a personalized home insurance plan that fits the needs of your home, but more importantly your budget. If you are interested in learning more about what Mountain Lakes can do for you, give us a call.
(770) 926-9444