Your classic car is more than just a vehicle. It is a piece of history, a labor of love, and a source of pride. At Mountain Lakes Insurance, we understand that your antique, modern classic, or modified vehicle deserves more than standard auto coverage. That is why we offer specialized classic car insurance designed to protect your investment and your passion. We proudly work with trusted providers like Hagerty, a leader in collector vehicle protection.
Whether you drive your classic on weekends, take it to shows, or keep it in a climate-controlled garage, we can help you find a policy that fits your lifestyle and your vehicle’s unique value.
Why We Partner with Hagerty
With over 40 years of experience, Hagerty is more than just an insurance provider. They are a community of car lovers who understand the passion behind every collectible vehicle. Their policies are built specifically for classic and collector cars, offering:
Guaranteed Value® Coverage
You receive the full agreed-upon value of your vehicle in the event of a covered total loss.
Expert Claims Handling
Hagerty’s adjusters are car enthusiasts with hands-on restoration experience.
Flexible Usage
Drive your car for pleasure, to shows, or on weekend cruises without strict mileage limits.
Cherished Salvage®
Keep your vehicle after a total loss and still receive your full payout.
Hagerty Drivers Club®
Enjoy 24/7 roadside assistance, exclusive events, discounts, and a subscription to Hagerty’s award-winning magazine.
What Makes Classic Car Insurance Different?
Classic car insurance includes many of the same core protections as a standard auto policy, such as liability, collision, and comprehensive coverage. However, it also offers features tailored to the needs of collectors and enthusiasts:
- Agreed Value Coverage
- Flexible Usage
- Guaranteed Flatbed Roadside Assistance
- Coverage for Custom Features
Flexible Options for Collectors
Our carriers, including Hagerty, offer flexible coverage options that allow you to enjoy your classic car the way you want. Planning a road trip? We can include traveling collector coverage. Own valuable auto memorabilia? We can help protect that too. Want to keep your vehicle even after a total loss? Cherished Salvage coverage allows you to retain ownership of your car or its parts.
Coverage for Vehicles Under Construction
If you are restoring a classic car or building one from the ground up, we can provide coverage throughout the process. A vehicle under construction endorsement offers:
- Automatic quarterly value increases
- Coverage for automotive tools and equipment
- Member assistance towing to and from the shop
This ensures your project is protected at every stage of the build.
Insurance for More Than Just Cars
Our classic vehicle coverage extends beyond traditional automobiles. We can also insure:
- Antique tractors
- Vintage motorcycles
- Classic boats
- Military vehicles
- Other rare or collectible modes of transportation
If it is vintage and valuable, we can help you protect it.
Frequently Asked Questions
Most insurers and the Georgia Department of Revenue consider a vehicle at least 25 years old, primarily used for exhibitions, parades, or hobby activities, and not used for daily transportation
Get the Right Coverage for Your Classic Vehicle
At Mountain Lakes Insurance, we are passionate about helping Woodstock collectors protect their classic vehicles. With trusted partners like Hagerty, we offer coverage that is as unique as your car. Contact our team today to explore your options and get a personalized quote for classic car insurance.
