Homeowners and Renter’s Insurance


What is more important than your home and belongings? Our agents can help you find solutions that help protect your investments. There is no one-size-fits-all home insurance.

All of Your Property Needs

Mountain Lakes represents several carriers that can customize a policy to meet your property needs. Homeowners insurance has several major components, including:

  • Dwelling– portion that is covering the structure itself
  • Other Structures– coverage to any additional structures on the property that are not attached to the dwelling (sheds, detached garage, pool).
  • Personal Property– coverage for all the belongings inside including: furniture, clothing, appliances etc.
  • Loss of Use– allotted for living expenses should you need to reside somewhere other than your home during a repair/rebuild due to a covered loss
  • Liability– coverage if someone is injured or their property is damaged due to your neglect.
  • Medical Expense– specific limit should a guest be injured on your property

Exceptional Experience in Homeowner’s and Renter’s Insurance

Mountain Lakes is dedicated to walking with you step by step through the process of getting a homeowner’s insurance policy for your home. We are able to discuss the home in detail to help you calculate an appropriate ‘reconstruction’ value. Next, we evaluate the county data such as year built, foundation type, number of stories etc., then gather more specifics such as types of finishes within the home, like types of flooring and countertops. These are all factors that the insurance carriers use in calculating the reconstruction/dwelling coverage. 

As with auto, the home market has seen several changes in recent years, such as Airbnb or HomeAway short-term rentals. Our team recommends that you always disclose when there is short-term rental exposure. Failing to do so could result in an uncovered loss.

Our insurance team represents markets that will rate for short-term rental. Contact our office to discuss your options for homeowners and renters’ insurance.

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Years in Business

Clients Served

Years of Experience

Our Story

Mountain Lakes Insurance opened its doors in 2009. Owners Erwin Dykstra & Jeff Nevison were former agency owners with a captive carrier but had a calling to create their own brand of customer service and experience. Our vision is to be the most valued and respected insurance agency in our community by providing trustworthy advice, reliable service, professionalism and friendliness to everyone we meet.

Our incredible team of agents has over 79 years combined experience. We strive to go beyond the basics and engage with our clients on a personal level. We provide highly rated carriers that offer our clients competitive coverage protection and claims service.

After 10 years, we still strive above all else, to provide exceptional value through knowledge and transparency. We are committed to serving our clients, community, and team members with integrity and compassion.

Our dedication isn’t just to our clients. Woodstock is where we call home and we’re proud to be involved through the Cherokee Chamber, IN WDSTK, Woodstock Christian Business Network and our local churches. We are also members of Independent Insurance Agents of Georgia (I.I.A.G) and Trusted Choice.

"Great to deal with, always looking out for their customers, and will find you the insurance for your needs."

David L.

"Here is a company that is always looking out for the interests of others."

Douglas F.

"I have been with Mountain Lakes Insurance going on 3 years now and they are great! Great customer service and best deal I could find for insurance! Look no further!"

Bethany D.

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Our Clients Are Like Family

We aren’t just your insurance agent, we’re your neighbor, friend, and supporter. Our dedication goes beyond a policy, we want to assist you personally and professionally in any way we can. Everyone’s story is different, and we want to know yours.