Lessor’s Risk Policy – Commercial Building Owners Insurance
Lessor’s Risk is an insurance policy for commercial building owners who rent or lease out space. It can be leased or rented to businesses or mixed use (business & residential) combined. This is written as a commercial policy that provides liability and property coverage on the structure. Premiums are based on several factors such as size, year built, construction class and the business type of the tenant.
Since these businesses are operating on your property, you could be held liable for injuries or property damage that occur on premise. As the building owner, you should require every tenant to carry their own property and liability insurance. Tenant liability limits should be equal to or greater than yours. We also recommended that the tenant list you as an additional insured and provide you with a certificate of insurance.
Depending on your needs and the tenant exposures, you may obtain additional liability limits through an umbrella policy. To learn more about how a Lessor’s Risk policy and additional liability limits can help protect your business, contact our office, conveniently located on Main Street in downtown Woodstock, Georgia.
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Mountain Lakes Insurance opened its doors in 2009. Owners Erwin Dykstra & Jeff Nevison were former agency owners with a captive carrier but had a calling to create their own brand of customer service and experience. Our vision is to be the most valued and respected insurance agency in our community by providing trustworthy advice, reliable service, professionalism and friendliness to everyone we meet.
Our incredible team of agents has over 79 years combined experience. We strive to go beyond the basics and engage with our clients on a personal level. We provide highly rated carriers that offer our clients competitive coverage protection and claims service.
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