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Roof Coverage Part II: Reporting & Responsibility

by mbritt | Aug 26, 2016 | Condo Insurance, Home Insurance

When it comes to roof claims in today’s market, carriers are now looking very closely at the ‘date of loss’. The date of loss is obviously when the damage occurred to the property. The issue that we now see occurring is the ‘date of loss’...

Roof Coverage: Replacement Cost vs. Actual Cash Value

by mbritt | Aug 19, 2016 | Condo Insurance, Home Insurance

Your roof is just as important as the structure and contents it is protecting. Do you know if your current insurance policy will cover your roof on a replacement cost basis if you suffered a loss? In recent years’ insurance carriers have implemented stricter...

Replacement cost vs. Market Value

by mbritt | Aug 5, 2016 | Condo Insurance, Georgia, Home Insurance

What would it take to rebuild your home if you suffered a total loss? Would you have enough coverage in place to rebuild the structure to the style & quality before the loss? People often express that the dwelling limit on their insurance policy is too high but...

Am I Covered? … For the full value of my home?

by admin | Dec 18, 2014 | Am I Covered?, Home Insurance

a series by Mountain Lakes Insurance “Am I covered … for the full value of my home?” Many people think that homeowners’ policies are all the same. The truth is they are not. If you own an above-average-value home, you should probably have a different...

Am I Covered? … For the replacement of my roof?

by admin | Nov 21, 2014 | Am I Covered?, Home Insurance

a series by Mountain Lakes Insurance “Am I covered … My roof is less than 30-years-old, so I don’t have replacement cost coverage concerns, right?” The age of your home’s roof affects replacement cost coverage. You should know that many companies are now...

What to do when you have frozen water pipes

by admin | Jan 6, 2014 | Home Insurance, Insurance Tips

With bitter cold temperatures in the Atlanta area, you need to be prepared. Hopefully, it doesn’t happen to you, but you should still know what to do when you have frozen water pipes.   No water or only a trickle… Here are some techniques for thawing...
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