Auto Insurance

Why We’re Passionate About Hagerty Insurance for Your Classics

Whether you own a classic or antique, Hagerty Insurance can insure your cars, trucks, boats, and motorcycles. They can even insure classic military vehicles, antique tractors, modified vehicles, collector trailers, motorsports vehicles and a business that serves the collector car community.

Why Hagerty®?
At Hagerty, they’re as passionate about classics as their clients are. Their deep […]

Ride Sharing: Currently a Very High Risk

We sometimes get calls about ridesharing services like Uber. I’ll write more about this in the future. There is current legislation being introduced in Georgia, but today it’s ‘rider and driver beware’.

There is little to no regulation for this industry in the area of driver background check, vehicle inspection and insurance. Passengers are at risk! […]

By |Rideshare Services|0 Comments

Drinking, Texting, Driving — Don’t Count on Being Lucky

It’s March already! March is the month many associate with St. Patrick’s Day and all things Irish, including luck. defines luck as: “… operating by chance to bring good or ill to a person.” Luck doesn’t seem to have any middle ground, it’s either Good or Bad. In many cases, luck gets the credit […]

By |Safe Driving Tips|0 Comments

… When borrowing or loaning a car?

Am I Covered?
a series by Mountain Lakes Insurance
We often get questions like “I’m borrowing my friend’s car … am I covered?” or “My friend wants to borrow my car… will their insurance cover my car?” or “I’m thinking about letting my daughter’s boyfriend drive our car to the prom, will HIS insurance cover me?”
Most people have a general idea of what’s covered and not covered under their various insurance policies, but at Mountain Lakes Insurance, we get a lot of questions about unusual or infrequent situations such as:
“Am I covered … when borrowing a car from someone or loaning my car to someone?” […]

Is your collector or classic car insured properly?

by Reid Miegel

If your collector or classic car is insured on the same auto insurance policy as your daily use vehicle, it may not be insured properly, and your valuable investment may be at risk. Most standard auto policies will insure vehicles on an actual cash value (ACV) basis, which is a depreciated value. This […]

The Least Expensive Cars to Insure of 2014

The list of the least expensive cars to insure of 2014 is largely dominated by SUVs and minivans. Why is that? explains that family-friendly SUVs and minivans are made for safely transporting children, therefore drivers of these vehicles are among the least likely to speed, crash, or have an insurance claim.

Seven of the 20 […]

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Did You Know? Why Waiting to Pay Your Traffic Ticket Might Raise Your Insurance Quotes

You’ve been caught speeding. The ticket is sitting on your desk waiting to be paid. The deadline to pay is a long ways off, and you’re going to make the State wait every last minute for their money. Because it’s just so unfair!

But how does waiting affect your insurance rates? When you are caught speeding […]

Georgia Teen Driver, Part 2:Obtaining Your Provisional Driver’s License

After you’ve held your Class CP Instructional Permit for one year and a day, you can apply for your Class D Provisional Driver’s License as long as you have not had any major traffic violations that resulted in the suspension of your permit.
If you are under the age of 17, […]

Georgia Teen Driver OverviewImportant Information for Georgia Teen Drivers and Their Parents

Those first driving lessons bring a wide range of emotions. The teenager sits in the driver’s seat, fastens the seatbelt, starts the car, grips the steering wheel at 9 and 3, and then shifts the car into DRIVE with an accelerated heartrate, a little nervous sweat, and a slight grin.

The teenager’s parent watches from the […]

Georgia Teen Driver, Part 1:Getting a Driver’s Permit

Class CP Instructional Permit
In the state of Georgia, you must be at least 15 years old to apply for a driver’s permit, otherwise known as a Class CP instructional permit.

Before heading to the Georgia Department of Driver Services (DDS), you will need to pull together some documents – things like…

birth certificate,
US passport,
Social Security card, etc.

…in […]